Brought to you by Mike Cole Cole Consulting Group 2817 N. Parham Rd #202 Richmond, VA 23294 804.965.9890 
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Do You Need Expensive Warranties? Home and farm owners who are insured by the Rockingham Group can add Equipment Breakdown Coverage to their policy. The average cost on this unique new coverage is about $25 per year. If an appliance or item of personal property, like those shown above, breaks down electronically or mechanically, the repair or replacement may be covered, after a $500 deductible. Contact me to learn more about this great new coverage that is not available from all carriers. |
| Do I need special coverage for jewelry? A standard homeowners policy includes coverage for jewelry and other precious items. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain items, meaning that your policy will not pay more than the amount specified in the policy. Scheduling each piece or item (listing each separately) offers broader protection because the floater covers losses of any type, including accidental losses-such as dropping your ring down the drain of the kitchen sink or leaving an expensive watch in a hotel room-that your homeowners insurance policy will not cover. Before purchasing a floater, the items covered must be professionally appraised. The cost of this service varies depending on where you live. Contact me today if we need to look at your coverage. |
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Local Real Estate Charts and Trends Wondering about the market in different parts of Richmond? This chart produced by Zillow shows the breakdown between Richmond, the Fan, and the Museum District of various real estate metrics - list price, sales price, days listed, list to sale price ratio, etc. Check out the Home Value Information link if you want to see more. |
| | Don't Be So Aggressive! Aggressive driving can lead to road rage. Make sure you are not driving too aggressively and check out these tips on what to do when you encounter an aggressive driver. |
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